MONTGOMERY COUNTY, MD — Victims of fraud across Montgomery County are sharing their stories in hopes of preventing others from falling into similar scams that have drained life savings and left families shaken.
Local law enforcement officials say fraud cases have surged in recent years, with scammers using increasingly sophisticated tactics to target residents — particularly seniors — throughout communities like Rockville, Germantown, and surrounding areas.
Rockville Woman Loses Life Savings in Elaborate Scam
An 82-year-old Rockville resident described how scammers posing as federal officials contacted her, claiming her Social Security number had been compromised. The callers used fear and urgency, warning that her family could be in danger if she didn’t immediately comply.
Believing the threats were real, she followed their instructions and sent large sums of money, ultimately losing her entire savings. The emotional toll, she said, has been just as devastating as the financial loss, leaving her fearful and isolated.
Germantown Man Targeted Through Identity Fraud Scheme
In a similar case, a 69-year-old Germantown man said scammers convinced him he was under investigation for serious crimes tied to his identity. The fraudsters used multiple phone numbers, official-sounding language, and fake credentials to build trust and prevent him from seeking outside help.
By the time he realized it was a scam, his funds were gone. “They took it all from me,” he said, describing the experience as overwhelming and humiliating.
Montgomery County Officials Warn Residents to Stay Alert
Montgomery County police and prosecutors say these scams are designed to exploit fear, authority, and confusion. Seniors are often targeted because scammers assume they have retirement savings and may be less familiar with modern fraud tactics.
Authorities stress that legitimate government agencies do not demand money over the phone, threaten arrest, or instruct people to wire funds or buy gift cards. Once money is sent, it is rarely recovered.
International Crime With Local Impact
Investigators say many Montgomery County fraud cases are tied to organized operations overseas, making arrests and restitution difficult. Victim reports, however, play a critical role in identifying patterns and disrupting these networks.
Across Maryland, thousands of residents have reported losses connected to similar schemes, underscoring the growing impact of fraud on local communities.
How Montgomery County Residents Can Protect Themselves
Officials urge residents to take these precautions:
- Be skeptical of unsolicited calls, emails, or texts claiming to be from government agencies
- Never share personal or financial information under pressure
- Talk to a trusted family member before taking action
- Report suspected fraud to local authorities immediately
By speaking publicly, victims hope their experiences will help neighbors in Germantown, Rockville, and throughout Montgomery County recognize warning signs early and avoid becoming the next target.



